Feel Good Financial Planning: Money, A Love Story by Kate Northrup

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“To have a good relationship with money, you must know who you are and what your purpose is in this world.” – Money, a Love Story by Kate Northrup

Organize your life. Sounds like it should be so simple, right? But to reclaim our own attention and time for long enough to make progress in the areas that we feel called to can be more challenging than it sounds.

Money, A Love Story by Kate Northrup takes a spiritual approach to deal with the practical aspects of achieving personal freedom. I read this book concurrently with The Motivation Manifesto by Brendon Burchard (as much as I try to read only one book at a time, sometimes I just can’t help myself!).

This was a perfect self-help book pairing. The Motivation Manifesto gears us up to claim our personal freedom, while Kate Northup provides practical tips for taking steps to ensure that the financial foundation is in place to live a truly free life.

Spiritual Finances

This book approaches personal finance from a spiritual perspective. Kate Northrup takes the spiritual principles we have read about in other self-help books, and applies them specifically to the process of creating financial freedom.

Money, A Love Story demystifies the whole concept of money that we humans have come up with. In its simplest form, money is a symbol of trading value for value. When we present our earned money to the world, we are exchanging it for something that we are assigning value to. Likewise, when we earn money, we are being valued for the services we provide to the world.

Kate Northrup authentically opens up about her own financial path of going into credit card debt and finding her way out through the spiritual process she shares in this book.

What You Will Learn

This book taught me to provide value to the world in a way that makes me feel good while helping other people. I learned that working in a stressed out, frantic, chaotic manner, something I once mistakenly believed others value, is not making the world a better place. So, what’s the point? I now refuse to provide value while feeling stressed out or devalued. I simply refuse!

Here are a few more money lessons:

  • How to view taking care of our finances as an act of self-care and love rather than deprivation
  • How to fully integrate emotions with financial decisions so everything feels right
  • How to “get into agreement,” or find a way to be grateful for things as they are right now, clearing the path to move forward
  • How to make dealing with finances fun (listening to R & B music, lighting a candle, having a sparkly beverage)
  • How to tune in to the physical sensations different types of financial transaction evoke, thereby how to spend in line with your values

I also learned to check-in with my finances every morning as a part of my daily routine. I set a reminder on my phone to check-in with my finances at 8 a.m. everyday. I have a spreadsheet and I check off automatic expenses that were withdrawn the previous day, review the amounts in my checking and savings accounts, and tag tax-related expenses on mint.com. The whole thing probably only takes about 10 to 15 minutes, and is so much easier and more fulfilling than my previous method of checking in once a month or less.

The purpose of the daily check-in is to take the opportunity to express gratitude for the money that is there, even if it is a negative balance, and the “blessings already received.” For example, when reviewing the phone bill, take a moment to be grateful that you have a phone and are able to stay in contact with friends and family. When paying the electric bill, feel grateful for the cozy heater and pretty lights in your home. Feel good financial planning!

Financial Freedom = Personal Freedom

I love Kate Northrup’s lighthearted, conversational writing style – taking something that can seem boring, scary, and overwhelming, and making it approachable and even fun! She does a great job of teaching the reader how to look at their financial situation from a whole new perspective, one that allows for the space to move forward with enthusiasm rather than staying stuck with the same old negative thought pattern.

Money, A Love Story makes managing personal finances enjoyable, focusing on the rewards of paying attention to our money. We don’t typically hear about how it feels so good and empowering to be on top of finances. It is the high of overspending that has our attention most of the time, blinding us to the joy of personal financial empowerment.

Packed with exercises to help you fall in love with your own money story, and plenty of ideas for generating the kind of income that supports a financially free lifestyle, Money, A Love Story is an approachable book on personal finance no matter what stage in the journey for greater financial and personal freedom you are on. The book wraps up with specific examples of ways to earn money without having to trade hours for dollars; the ultimate definition of financial freedom.

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  1. Shilpa Garg Jan 11, 12:31 am

    The book sounds inspiring and enriching! Would love to read this book. Thanks for sharing!

    1. anniehurley Jan 12, 5:58 am

      Yes, it is refreshing to read about money in the context of self-care. Hope you enjoy!

  2. Meg Evans Jan 11, 9:41 am

    Regularly reviewing one’s bills while feeling grateful for the benefits received is indeed good advice! 🙂

    As for trading hours for dollars, though, I would say that it’s within our control to choose not to think of our work that way, regardless of what work we happen to be doing. All work requires putting in some amount of time, whether or not it’s accounted for with timesheets. The government determines which occupations must be paid on an hourly basis. Nurses, for example, are classified as hourly workers; but a nurse is always free to think of herself as a skilled professional in control of her own career, rather than feeling like a wage slave.

    Because small business owners must keep their clients happy, they still have “bosses,” and often they need to work long hours to keep the business going; so owning a business doesn’t necessarily result in financial freedom. I would define financial freedom more simply, as having enough resources (whatever they may be) to feel free of any worries about finances.

    I have a post on this topic in my archives, which you may enjoy:

    1. anniehurley Jan 12, 7:20 pm

      Hi Meg, good point! I enjoyed reading your insights in your post, thank you for sharing! That is very true that belief has a lot to do with it. And so true that anyone can, at any time, change their perspective on whatever situation they might find themselves in. Thank you for your thoughtful, inspiring comment!


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